Terms & Disclaimer

Planning estimates

Auto Finance Tools provides estimates for educational and planning purposes. Results are not loan offers, lease offers, dealer quotes, tax determinations, registration quotes, or guarantees of actual transaction costs.

Verify transaction-specific amounts

Interest rates, lender rules, taxes, government fees, dealer charges, incentives, trade-in treatment, registration requirements, lease terms, and local rules can vary and can change. Actual amounts should be confirmed with the applicable lender, lessor, dealer, seller, government agency, or qualified professional before making a financial decision.

No professional or lending relationship

AFT is a calculator service and is not acting as a lender, dealer, broker, tax adviser, legal adviser, or financial adviser. Using the website does not create a professional, fiduciary, lending, or brokerage relationship.

State and local estimates

State profiles and locality calculations may be partial or may rely on planning assumptions when a transaction requires information that the calculator does not have. Notices shown by a calculator are part of the estimate and should be considered with the displayed result.

Your inputs

You are responsible for reviewing the information you enter and determining whether a calculator is appropriate for your transaction. A result can only be as accurate as the inputs and rules available to the calculator.

Availability and changes

AFT may change, correct, add, or remove calculators, assumptions, data sources, and features as the service develops.