PNJ — Auto Finance ToolsPNJ — Auto Finance Tools

Calculate. Compare. Plan.

AUTO FINANCE TOOLS · 50 STATES + DC

Plan Smarter.
Drive Confidently.

Accurate, State-Aware Vehicle Finance Calculators.

Explore dealer and private-seller purchases, new-vehicle leases and your vehicle budget—with state-specific tax and fee estimates.

Subscriptions
State-aware calculationsDealer & private-seller optionsLease & affordability planning

YOUR NEXT MOVE STARTS HERE

The tools to plan your drive.

Choose a calculator. Explore the numbers.

Purchase a Vehicle

Estimate dealer and private-seller purchase financing, taxes, fees and related ownership costs.

Calculate Purchase

Lease a Vehicle

Estimate new-vehicle lease payments and applicable state-specific costs.

Calculate Lease

Vehicle Affordability

Determine an affordable vehicle purchase budget using your target payment.

Calculate Affordability
Silver sedan with a calculator, keys and loan-review papers.

Refinance

Explore refinancing your current auto loan or financing a lease-end buyout.

Explore Refinance

Compare Deals

Compare saved Garage scenarios across dealerships, vehicles, and financing structures.

COMING SOON

Buy vs. Lease

Compare saved purchase and lease scenarios with financial results and pros and cons.

COMING SOON

Trade-In vs. Sell Privately

Compare the complete financial impact of trading your vehicle versus selling it privately.

COMING SOON

Auto Finance Tools Apps — Coming Soon

We're developing dedicated Auto Finance Tools apps for Windows, Android, iPhone, iPad, and Mac.

  • Windows
  • Android
  • iPhone
  • iPad
  • Mac

Future releases are planned to include cross-device access to saved My Garage calculations and AI reports. Availability will be announced as development progresses.